The Best Maya Tips to Transform Tiny Investments into Major Cash

Let’s be real—2024 flew by faster than we could say “new year, new me,” and if your finances aren’t where you want them to be, don’t worry you’ve still got time to level up. Whether you’re just getting started with investing or ready to take things to the next level, Maya, the #1 Digital Bank in the Philippines, has your back.


From stocks to funds to high-interest time deposits, Maya makes growing your money effortless and, more importantly, accessible to everyone. No need for millions in the bank—just smart, simple steps you can start today. We’ve broken down the ultimate investment hacks to crush your financial goals with Maya.
Hack #1: Start Small, Think Big with Maya Funds
No need to wait until you’ve got a fortune to invest—Maya Funds lets you dive in with just ₱50! Gain access to 13 expertly managed local and global funds, featuring powerhouse names like Apple, Microsoft, and PLDT. It’s your chance to diversify and grow your portfolio with ease, without stretching your budget. Backed by investment pros like Seedbox Philippines, ATRAM Trust Corporation, and BIMI, Maya Funds offers a smart, diversified strategy.
But wait, there’s more! Investa, the latest addition to our lineup of partners, is now on Maya Funds to supercharge your investment game. With Investa, you can explore 25 new funds, including a dividend-paying option. Plus, with experienced fund managers like Sun Life Asset Management and PhilEquity Management Inc. in the mix, you’ll gain access to a diverse array of investment opportunities tailored specifically to your financial goals.

Why this works: Diversification is the name of the game, and Maya Funds gives you the power to manage risk while gaining exposure to a wide range of markets. Plus, the Maya app keeps everything at your fingertips, so you can track your progress like a boss.


Hack #2: Trade Stocks Like a Pro (Yes, You Can!)
Ever thought trading stocks was just for experts? Think again. With Maya Stocks, you can trade like a pro right from your phone and capitalize real-time gains. Whether you’re eyeing companies like SM and Aboitiz or curious about the next big thing, Maya’s made it easy for you to dive into the stock market.


Why this works: Maya’s partnership with top brokers like DragonFi, Philstocks, and 2TradeAsia puts real-time market insights at your fingertips. Whether you’re just starting out or already know the ropes, Maya Stocks gives you everything you need to trade confidently and grow your portfolio.
Hack #3: Lock in High Returns with Time Deposit Plus


If you’re more of a “play it safe” type, or just want guaranteed returns without worrying about the stock market rollercoaster, Maya’s Time Deposit Plus is your go-to. You can lock in your money for 3, 6, or 12 months with interest rates that go as high as 5.75% per annum. That’s a solid way to see your money grow without the guesswork. Unlike typical time deposits, this option lets you grow your savings at your own pace, allowing you to deposit any amount any time until you reach your target.
Why this works: Time deposits give you the best of both worlds—peace of mind and guaranteed earnings. It’s the ultimate “set it and forget it” move for anyone who wants a secure, low-risk way to grow their savings.


Hack #4: Keep Everything in One Place
Juggling between different platforms is so last year. With Maya, you don’t have to worry about scattered accounts. You can manage all things money in one spot. Whether you’re checking in on your investments or transferring your earnings to your Maya Savings account, everything’s just a tap away. And if you’re in the mood to treat yourself, the Maya Wallet lets you seamlessly use your funds for purchases too.


Why this works: The all-in-one Maya app helps you stay on top of your financial game without the stress of hopping between accounts. It’s the perfect way to organize your money and focus on what matters: making it grow.


With Maya’s Savings and Investment tools, you’ve got all you need to grow your money before the year wraps up. So, what are you waiting for? Head over to maya.ph and mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, and TikTok for more tips and tricks to keep your money moves on point.

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